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Chapter 4 Adaptation Measures to Address Global Climate Change

by improving their capacity to address climate change. Furthermore, governments can estab-
lish climate risk assessment systems to provide scientific foundations for the innovation of
financial insurance mechanisms.
Market incentives are a crucial means to drive innovation in financial and insurance
mechanisms. By establishing market incentive mechanisms, individuals and enterprises can
be encouraged to participate in climate insurance and green finance projects. For example,
governments could utilizecarbon tradingmarkets and green certificate markets to provide
economic incentives for individuals and enterprises involved in climate change response
projects, thereby promoting their engagement in climate insurance and green finance initia-
tives. Additionally, governments could establish climate risk information disclosure systems
to enhance awareness of climate risks among individuals and enterprises, further motivating
their participation in climate insurance and green finance projects.
Innovating financial insurance mechanisms is one of the strategies to address climate
change. Climate risk assessment and pricing utilize climate science models to provide sci-
entific foundations for pricing financial and insurance products; Climate insurance product
innovation involves developing new climate insurance products to help individuals and
enterprises tackle complex climate risks; Promotion of green financial instruments supports
climate change mitigation projects through issuing green bonds, green loans, and green in-
vestment funds; Establishment of risk-sharing mechanisms coordinates responses to climate
risks through climate risk co-insurance mechanisms and climate risk funds; Policy support
and market incentives facilitate financial insurance innovation by implementing favorable
policies that provide support and safeguards for financial institutions and insurance compa-
nies. Future research should further explore strategies and methods for innovating financial
insurance mechanisms, develop scientifically sound solutions tailored to regional climate
conditions and economic characteristics, and provide scientific foundations for addressing
climate change.

Section III Climate Change Adaptation Strategies in the
Field of Public Health

I. Analysis of Climate Change Challenges to Public Health
(1) Impact of Heatwaves on Human Health and Pressure on Public Health Systems
Heat waves are a prominent manifestation of climate change. With continued global
warming, the frequency, duration, and intensity of extreme high-temperature events have
shown a significant upward trend. During heat waves, environmental temperatures substan-
tially exceed the human body’s normal heat dissipation range, making the body’s thermo-
regulatory mechanisms ineffective and consequently highly prone to triggering a series of
heat-related illnesses. Heat stroke is one of the most common heat-related conditions, catego-

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